Tuition charges are not refundable. Adjustments for withdrawals and other circumstances can be found in our tuition liability policy. Full-time tuition allows a student to enroll for 12-18 credits in each of the fall and spring semesters. For full-time students in accelerated undergraduate/graduate degree programs, the full-time tuition includes graduate-level courses taken during the fall and spring semester. Students enrolled in fewer than 12 credits pay part-time tuition according to the program for which they enroll.  Summer tuition rates are published each spring prior to course registration. During summer sessions all students pay tuition per credit hour according to the level (undergraduate and graduate) and discipline of the course

Room Charges

The following room charges are not refundable. Refer to the Adjustments for Tuition, Room and Board section for adjustments to room charges due to a student's withdrawal from the College or an approved leave of absence.

Board Charges

Undergraduate resident students must choose one of the following board plans. Non-resident students have the option of choosing a board plan or a declining balance plan. The following board charges are not refundable. Refer to the Adjustments for Tuition, Room and Board section for adjustments to board charges due to a student's withdrawal from the College or an approved leave of absence.

Declining balance meal plans

The declining balance meal plans are designed to meet the dining needs of students living off campus. Established as a way to provide tax-free purchases on meals, the meal plans provide a 5% discount on purchases and, depending on the meal plan, may include bonus money. Declining balance meal plans can be used to make purchases at any Sage dining operation on the Troy or Albany campus. Declining balance meal plans are maintained on a student's Sage ID Card and work similar to a debit card. Only the person pictured on the ID card can use the funds on that card. If an ID card is reported lost and funds remain on the card, the funds can be transferred to a replacement ID card. With a commuter meal plan, students only pay for the meals they purchase, and balances can be used to purchase meals for guests. Meal plans cannot be changed after the first week of classes, at which time all contracts become final and are non-refundable. Additions of $25 or more can be added at Dining Services throughout the semester and can be paid for in cash, check, Visa, or MasterCard. Any additional deposits to a commuter meal plan are also eligible for the 5% discount and tax-free status.

Students enrolled in a declining balance meal plan for the fall semester will automatically be enrolled and billed for the same plan for the spring semester. If a student chooses not to participate in the spring or would like to change the amount of their meal plan for the spring semester, written notification to the Office of Residence Life must be received prior to the start of spring classes.

Balances remaining at the end of the fall semester will be added to the spring semester starting balance. However, balances remaining at the end of the spring semester may not be used to make bulk purchases. These balances are non-refundable in accordance with NYS tax regulations, and do not carry over to any future semester.

Declining balance meal plans may be purchased by contacting the Office of Residence Life at (518) 244-2009. For more information about boarding and declining balance meal plans, please refer to the Russell Sage College Dining Services web page.

Semester, Program, Activity and Other Fees

The following fees are not refundable or subject to adjustment after the first day of classes. These fees are charged accordingly and in addition to the previously stated tuition, room and board charges.