Cost + Aid

Tuition and Fees
Financial Aid and Scholarships

TUITION and FEES

The deposits, tuition, room, board and fees noted in the following sections are in effect for the 2008-2009 academic year and are subject to change without prior notice by The Sage Colleges’ Board of Trustees. All policy statements and other information in the following sections reflect information current at the time of this publication.

Payments

All payments for tuition, room, board and fees are due in full by the following dates. Students who register beyond these payment deadlines are expected to pay in full at the time of registration.

Semester Payment Due Date
Summer Session I 2008 April 18,2008
Summer Session II 2008 June 13,2008
Summer Session III 2008

June 13,2008
Fall 2008 August 8,2008
Spring 2009 December 19,2008

Payments can be made at the Office of Student Services, which accepts cash, MasterCard, Visa, and money orders or checks payable to The Sage Colleges.

All student balances must be paid in full unless the student has been awarded financial aid sufficient to cover the outstanding balance or is enrolled in one of the College’s payment plans. Students will be permitted to attend classes and utilize College facilities only after they have settled their financial obligations to the College. Any subsequent modification to an expected amount of financial aid or student loan remains the full responsibility of the student and must be paid in full by the student.

In addition to following application and verification procedures for financial aid, the student’s eligibility must be confirmed and the student must accept offerred awards in writing before those amounts can be applied as payment against tuition and fees. Please note that loan programs require an extended period of processing before the loan amount is credited to the student’s account.

Failure to fully pay the student’s liability may result in the removal of registration from any or all classes. In addition, an unpaid financial obligation to the College will result in the withholding of the student’s grades, transcript of credits, diploma, and official reports and make the student ineligible for future financial aid awards, pre-registration, and resident room selections.

Employer Reimbursement

For students who receive full or partial reimbursement from employers, the Office of Student Services has established procedures that comply with both College and employer requirements. Authorizations from the agency or employer must be presented at the time of registration.

Deferred Payment Plans

The Sage Colleges offers a variety of low-cost payment options that allow parents and students to spread out the cost of attendance over the period of enrollment. For additional information regarding payment plans, contact the Office of Student Services at (518) 244-2201.

Deposits

New and returning students must submit a non-refundable deposit, as shown on the table below, to participate in fall semester pre-registration and room lottery processes. This deposit is credited against the student’s tuition, room, board and fees.

Enrollment Deposits
New Students Amount Due Date
Residents $300 May 1
Non-Residents (full-time) $200 May 1
Non-Residents (part-time) $50 May 1
Returning Students
Residents $200 March 31
Non-Residents (full-time) $100 March 31
Non-Residents (part-time) $50 March 31

Health Insurance

All full-time students must maintain health insurance coverage for all semesters in which they are enrolled. Full-time students may purchase health insurance through The Sage Colleges. For additional information on this plan, contact the Office of Student Services at (518) 244-2201.

Optional Refund Insurance

Tuition, room, board and fees are not refundable. However, The Sage Colleges offers an optional insurance program that provides refunds for some of these costs in a variety of circumstances. This insurance coverage is specific to certain circumstances and it is recommended that parents and students carefully review the information, available from the Office of Student Services at (518) 244-2201.

Senior Citizen Tuition Discount

Senior citizens (65 and older) may audit a course at any of The Sage Colleges without a tuition charge, on a space-available basis. All applicable College fees still apply and are charged accordingly.

Sage Graduate School Discount

Students who graduate from Russell Sage College with a bachelor’s degree are given a 10% tuition discount for the first six credits of coursework taken through any of the part-time Sage Graduate School programs of study.

Tuition

Tuition charges are not refundable. Adjustments for withdrawals and other circumstances can be found in the Adjustments for Tuition, Room and Board section. Full-time tuition allows a student to enroll for 12-18 credits in each of the fall and spring semesters. For full-time students in accelerated undergraduate/graduate degree programs, the full-time tuition includes graduate-level courses taken during the fall and spring semester. Students enrolled in fewer than 12 credits pay part-time tuition according to the course for which they enroll. (Refer to the Russell Sage College, Sage College of Albany or Sage Graduate School catalog for tuition rates and fees.) Summer tuition rates are published each spring prior to course registration. During summer sessions all students pay tuition per credit hour according to the level (undergraduate and graduate) and discipline of the course

Russell Sage College Tuition Per Credit Per Semester Per Year
Full-time (12-18 credits) $12,875 $25,750
Part-time, per credit hour $860
Overload, per credit hour (more than 18 credits) $860
Audited courses $100
Sage Undergraduate Summer School Per Credit Per Semester Per Year
Per credit hour (non Nursing & non OT majors) $430
Nursing & OT majors, per credit hour (including summer clinicals) $560

Room Charges

The following room charges are not refundable. Refer to the Adjustments for Tuition, Room and Board section for adjustments to room charges due to a student’s withdrawal from the College or an approved leave of absence.

Troy Campus (French, German, Kellas, McMurray- Per Semester Per Year
Spicer-Gale, Sage, Slocum, Spanish and Wool Houses)
Double Occupancy $2,350 $4,700
Single Occupancy $2,750 $5,500
Super Single Occupancy $3,350 $6,700
Troy Campus
(Manning and Ricketts)
Double Occupancy $2,425 $4,850
Single Occupancy $3,050 $6,100
Super Single Occupancy $3,500 $7,000

Board Charges

Undergraduate resident students must choose one of the following board plans. Non-resident students have the option of choosing a board plan or a declining balance plan. The following board charges are not refundable. Refer to the Adjustments for Tuition, Room and Board section for adjustments to board charges due to a student’s withdrawal from the College or an approved leave of absence.

Board Meal Plans - Troy Per Semester Per Year
Diamond Plan $2,250 $4,500
(carte blanche in McKinstry Dining Hall)
Ruby Plan $2,250 $4,500
(Fourteen meals with $50 munch money per semester)
Topaz Plan $2,250 $4,500
(Twelve meals with $100 munch money per semester)
Onyx Plan $2,250 $4,500
(Nine meals with $125 munch money per semester)
Sapphire Plan $1,310 $2,620
(Five meals with $100 munch money per semester. Available to senior residents only)

Declining balance meal plans

The declining balance meal plans are designed to meet the dining needs of students living off campus. Established as a way to provide tax-free purchases on meals, the meal plans provide a 5% discount on purchases and, depending on the meal plan, may include bonus money. Declining balance meal plans can be used to make purchases at any Sage dining operation on the Troy or Albany campus. Declining balance meal plans are maintained on a student’s Sage ID Card and work similar to a debit card. Only the person pictured on the ID card can use the funds on that card. If an ID card is reported lost and funds remain on the card, the funds can be transferred to a replacement ID card. With a commuter meal plan, students only pay for the meals they purchase, and balances can be used to purchase meals for guests. Meal plans cannot be changed after the first week of classes, at which time all contracts become final and are non-refundable. Additions of $25 or more can be added at Dining Services throughout the semester and can be paid for in cash, check, Visa, or MasterCard. Any additional deposits to a commuter meal plan are also eligible for the 5% discount and tax-free status.

Students enrolled in a declining balance meal plan for the fall semester will automatically be enrolled and billed for the same plan for the spring semester. If a student chooses not to participate in the spring or would like to change the amount of their meal plan for the spring semester, written notification to the Office of Residence Life must be received prior to the start of spring classes.

Balances remaining at the end of the fall semester will be added to the spring semester starting balance. However, balances remaining at the end of the spring semester may not be used to make bulk purchases. These balances are non-refundable in accordance with NYS tax regulations, and do not carry over to any future semester.

Declining balance meal plans may be purchased by contacting the Office of Residence Life at (518) 244-2008. For more information about boarding and declining balance meal plans, please refer to the Russell Sage College Dining Services home page.

Semester, Program, Activity and Other Fees

The following fees are not refundable or subject to adjustment after the first day of classes. These fees are charged accordingly and in addition to the previously stated tuition, room and board charges.

Fees
Comprehensive Fee (full-time students) $175 $350
Technology Fee (full-time resident students) $220 $440
Technology Fee (full-time non-resident students) $110 $220
Program Based Fees
Applied Art Fee (per credit) $25
Applied Music Fee (per course) $600
Student Teacher Placement Fee $250
Activity Based and Other Fees
The following fees are not refundable or subject to adjustment.
Orientation Fee
(first time/first semester students)		 $200
Orientation Fee (transfer students) $150
Application Fee $30
Late Payment Fee $100
Transcript Request $5
Placement Service File $5
Diploma $50
Vehicle Registration (before 12/31) $40
Vehicle Registration (after 1/1 and before 5/31) $25
Vehicle Registration (after 6/1) $15
Returned Check Fee $25

Adjustments for Tuition, Room and Board Charges

A student who notifies the College of her withdrawal or leave of absence in writing and in accordance with the College’s withdrawal policy is eligible for an adjustment to tuition, room and board charges in accordance with the following schedules. Non-attendance does not constitute a withdrawal from a class or the College.

Please note that any student receiving Federal (Title IV) financial aid may be required to return a portion of her aid to the granting agency if they separate from The Sage Colleges prior to the end of a semester. Any adjustment for tuition, room or board charges may be less than the amount of aid that must be returned and may create a liability to the College that must be paid by the student.

The date of official academic withdrawal, as recorded by the Registrar’s Office, is the basis of all adjustments for tuition, room and board charges. It is important that the student adhere to the following processes to ensure that the correct adjustment is applied to their account.

To withdraw from a class

To withdraw from a class, the student must complete the necessary forms and submit them to the Office of Student Services (the necessary forms are available from this office).

To withdraw from the College or request a leave of absence

To withdraw from the College or to request a leave of absence, all resident and non-resident students must complete the necessary forms and submit them to the Office of Residence Life.

Students required to withdraw from a class or the College for disciplinary reasons are not entitled to any adjustment to tuition or room charges.

Tuition adjustment schedule for classes that meet regularly throughout a semester
Withdrawal Date Adjustment
Prior to the start of the second week of classes 100 %
Prior to the start of the third week of classes 75 %
Prior to the start of the fourth week of classes 50 %
Prior to the start of the fifth week of classes 35 %
Prior to the start of the sixth week of classes 25 %
After the start of the sixth week of classes 0 %
No adjustments will be made after the start of the sixth week of classes.
Tuition adjustment schedule for all other classes, including summer session classes
and those that do not meet regularly throughout a semester
Withdrawal Date Adjustment
Prior to the start of the fourth class hour 100 %
Prior to the start of seventh class hour 75 %
Prior to the start of 10th class hour 50 %
Prior to the start of 13th class hour 35 %
Prior to the start of 16th class hour 25 %
After the start of the 16th class hour 0 %
No adjustments will be made after the start of the 16th class hour.
Room Adjustment Schedule
Withdrawal Date Adjustment
Prior to the start of the second week of classes 100 %(less $200 contract breakage fee)
After the start of the second week of classes 0 %
No adjustments will be made after the start of the second week of classes
Board Adjustment Schedule
Withdrawal Date Adjustment
Prior to the first day of classes 100%
Prior to the start of the second week of classes 85%
Prior to the start of the third week of classes 80%
Prior to the start of the fourth week of classes 70%
Prior to the start of the fifth week of classes 65%
Prior to the start of the sixth week of classes 60%
Prior to the start of the seventh week of classes 50%
Prior to the start of the eighth week of classes 45%
Prior to the start of the ninth week of classes 40%
Prior to the start of the 10th week of classes 30%
Prior to the start of the 11th week of classes 25 %
Prior to the start of the 12th week of classes 20 %
Prior to the start of the 13th week of classes 10 %
After the start of the 13th week of classes 0 %
No adjustments will be made after the start of the 13th week of classes.

FINANCIAL AID

To assist students and parents in meeting the costs of an education at Russell Sage College, the Office of Financial Aid Services offers a variety of scholarship, grant, loan and employment programs. Funds from these programs are sponsored by federal, state, and private sources. Additionally, a commitment of more than $5 million from The Sage Colleges is provided to assist students. Most types of assistance are based on financial need, which is the difference between the cost of education and the estimated contribution of the student and family (Estimated Family Contribution or EFC). The EFC is determined through a measurement of family resources that is consistent for all applicants and is a reflection of the first principle of college financial aid: The student and family have the primary responsibility for meeting college expenses.

In addition to aid awarded on the basis of need, Russell Sage College sponsors a number of scholarship programs that recognize academic achievement, talent, and other individual characteristics of the student. Private organizations, societies, and agencies also make available grants and other awards for individuals who meet their eligibility criteria. Secondary school guidance offices, public libraries and websites are the best sources of information regarding private scholarship opportunities.

Eligibility

Those seeking consideration for aid must be enrolled as degree- or certificate-seeking students on at least a half-time basis (six credit hours per semester for undergraduates) to qualify for most financial aid programs. Most grants and scholarships provided directly by Russell Sage College require full-time attendance. United States citizenship or permanent resident status is an eligibility requirement for all programs. It should also be noted that federal and state legislation frequently modifies requirements and eligibility standards for financial aid.

Application Procedures

Because financial aid is awarded on an annual basis, these application procedures must be followed each year. While admission is not required to initiate an application for financial aid, new students will not receive confirmation of their status until the Office of Financial Aid Services is notified that the admission process is complete.

  • The Free Application for Federal Student Aid (FAFSA) should be completed as soon as possible after January 1, but no later than March 1, preceding the academic year for which assistance is requested. The form is available in high school guidance offices and from college financial aid offices. Students are requested to file the FAFSA online at http://www.fafsa.ed.gov/. Electronic filing is an accurate and fast means of filing for financial aid. When filing electronically, New York State residents may file for TAP at the same time (see below).
  • New York State residents should also complete the application for the Tuition Assistance Program (TAP). The New York State Higher Education Services Corporation will mail this form to your home if you opt not to file electronically.
  • Applicants and their parent(s) (when the applicant is dependent), must submit all pages of completed tax forms upon request by the Office of Financial Aid Services. A verification worksheet must also be submitted when requested. Failure to complete the verification process prior to the start of the academic year may result in the loss of institutional grants.
  • Early decision applicants for Russell Sage College should secure appropriate aid forms from the Office of Admission in October of their senior year. The completed forms must be submitted to the Office of Financial Aid Services by December 1.

Conditions of Financial Aid Awards

Terms and Conditions

  • All aid is awarded on an annual basis and aid amounts are credited to student accounts for each semester’s charges.
  • Refunds of any excess credit will be made approximately halfway through each term through the Office of Student Services. Refunds are generated when the student account reflects a credit balance resulting from direct payments and/or the posting of financial aid.
  • Earnings from student employment are paid bi-weekly directly to the student.
  • Since aid is awarded on the basis of annual financial information from students, and college costs change each year, the makeup of financial aid awards may vary depending on changing circumstances.
  • Outside sources of assistance – such as private scholarships and Vocational and Educational Services for Individuals with Disabilities (VESID)– must be reported to the Office of Financial Aid Services. It is possible that financial aid already awarded could be modified as a result.
  • All awards of federal and state aid are tentative, pending approval and receipt of funds from the source.
  • College costs on which financial aid eligibility is calculated include direct expenses (such as tuition, fees, and room and board for resident students), and indirect expenses (such as books, supplies, personal and incidental expenses, and transportation and home maintenance for commuting students).
  • Returning students are expected to file the FAFSA by May 1 preceeding the academic year for which assistance is requested. Students filing after May 1 may not be eligible for institutional grants previously awarded
  • Students receiving institutional academic scholarships are required to maintain a cumulative grade point average of of 3.00 to continue receiving these monies.

Satisfactory Academic Progress for Institutional and Federal Awards

Continued eligibility for most forms of financial aid requires students to achieve specific quality (grade averages) and quantity (credits earned) standards. Below are outlines of academic standards which must be met to comply with federal and institutional requirements. Academic progress is monitored by the Office of Financial Aid Services through established institutional guidelines.

Baccalaureate Degree Students:

Semester Grade Point Average Credits Completed
1 1.00 6
2 1.25 15
3 1.50 22
4 2.00 30
5 2.00 40
6 2.00 51
7 2.00 61
8 2.00 72
9 2.00 84
10 2.00 96
11 2.00 109
12 2.00 122

Undergraduate full-time status equals 12 or more credits per semester. Federal or institutional aid recipients enrolled less than full-time are required to meet these standards on a basis proportional to their enrollment status. For transfer students, satisfactory academic progress will be measured by equating transfer credits accepted by Sage to the number of cumulative credits earned, as indicated on the above chart.

An incomplete grade in a course will count as an equivalent failing grade. When the incomplete grade is updated, satisfactory academic progress will be reevaluated. Courses from which a student has withdrawn will count as an equivalent failing grade. Non-credit remedial courses will not be included in any part of the satisfactory academic progress calculation.

Students failing to make satisfactory academic progress will lose eligibility for federal and institutional financial aid. They may appeal if they believe that special circumstances have affected their academic performance. The appeal must be in writing and submitted with appropriate documentation to the Director of Financial Aid and Student Services.

A student may regain satisfactory academic progress by attending Sage for a semester without the benefit of federal and institutional financial assistance and improving academic performance to meet progress guidelines.

Satisfactory Academic Progress for New York State Aid

To be eligible, and remain eligible, for the Tuition Assistance Program (TAP), students must:

  • be a full-time (12 credits or more per semester) and matriculated student at each level of study, and
  • maintain good academic standing by meeting program pursuit and satisfactory academic progress requirements as detailed below.

Program Pursuit is defined as:

  • completion of at least 6 credits during each term of study in the first year for which an award is received; or
  • completion of at least 9 credits during each term of study in the second year for which an award is received; or
  • completion of at least 12 credits during each subsequent term for which an award is received.
Before being certified for this payment A student must have accrued at least this many credits With at least this grade point average
First 0 0.00
Second 3 1.10
Third 9 1.20
Fourth 21 1.30
Fifth 33 2.00
Sixth 45 2.00
Seventh 60 2.00
Eighth 75 2.00

Major Sources of Financial Aid

Federal Programs

Federal Pell Grants Up to $4,310 per academic year, with prorated lower amounts for less than full-time enrollment status. These awards are completely need-based and available only to undergraduates who have not previously earned a baccalaureate degree.

Federal Supplemental Educational Opportunity Grants (FSEOG) Up to $4,000 annually for undergraduate study. These grants are available to students with high financial need who are eligible for a Pell Grant.

Federal Work Study Student employment funded by Sage and the federal government. The jobs are in a variety of areas, primarily on campus (examples are the libraries, campus centers, offices and departments), are usually limited to 8-10 hours per week, and generally pay at the prevailing federal minimum wage or slightly higher.

Federal Perkins Loans The amounts of these federally funded, need-based loans are determined by the Office of Financial Aid Services and cannot exceed $4,000 each year, or $15,000 for an entire program leading to a baccalaureate degree. The interest rate is fixed at 5 percent. Given allocation restrictions, Perkins Loans are not available for students who have attained junior and senior class status.

Federal Subsidized Stafford Loans Available through banks and other lending institutions. For undergraduate students, these loans range from $3,500 to $5,500 annually, based on the student’s class level. Insurance and origination fees of approximately 3 percent are removed from the gross amount before disbursement. For students demonstrating financial need, the loan is subsidized, with interest paid by the U.S. Department of Education during school enrollment. The interest rate is variable but cannot exceed 8.25 percent.

Federal Unsubsidized Stafford Loans Available to students who do not demonstrate need or to independent students who are eligible for an additional Federal Unsubsidized Stafford Loan. The loans are available through banks and other lending institutions. Eligible independent undergraduate students may borrow either $4,000 or $5,000, depending upon their class level. Interest must be paid by the student during school enrollment.

Federal Plus Loans Available to parents of dependent students, with the maximum amount available calculated as the cost of education less any financial aid received. These loans are not need-based and interest is paid from the time the loan is disbursed. The interest rate is variable but will not exceed 9 percent.

Alternative Loan Programs are offered through lenders to assist students with the cost of education. The yearly limit on an alternative loan is equal to the cost of education minus available financial aid. To receive an alternative loan, students will, more than likely, need to be creditworthy. The lender may also require a cosigner. Information on this option is available through the Office of Financial Aid Services.

Veterans’ Administration Benefits Available to those with at least 180 days of continuous active duty between 1955 and 1976. Assistance is in the form of monthly stipends and is dependent on enrollment status. Details can be secured from the Office of the Registrar.

Ombudsman When reasonable efforts through other channels have not resolved a dispute or problem regarding federal education loans, students can contact the Student Financial Assistance Ombudsman. The U.S. Department of Education’s Ombudsman office can propose solutions that may help students and other parties come to a final agreement, although an ombudsman can’t reverse a decision or take sides. Reach the ombudsman at:

1-877-557-2575
www.ombudsman.ed.gov
Office of Ombudsman
Student Financial Assistance
Room 3012, ROB #3
7th & D Streets, SW Washington, D.C. 20202

State Programs

Tuition Assistance Program (TAP) Up to $5,000 per year for undergraduate full-time students who have been New York State residents for at least one year. TAP awards are based on the net taxable income of the family and are renewable for four years of baccalaureate study. Students in the Higher Education Opportunity Program or in approved five-year curricula may receive TAP awards for one additional year.

Higher Education Opportunity Program (HEOP) Available to educationally and economically disadvantaged residents of New York State. In addition to extensive financial assistance, students receive counseling, tutoring, and assessment support throughout their years at Sage. A five- or six-week summer program prior to the first year of enrollment is required of students who qualify. Eligibility is determined on the basis of academic background and family income.

Miscellaneous In addition to the above, New York State administers assistance programs for children of deceased or disabled veterans, deceased corrections officers, and deceased firefighters. Direct grants are available to Vietnam-era veterans.

Native Americans may be eligible for assistance for undergraduate study from both New York and federal sources.

New York State also provides grants and scholarships to students who concentrate in specific fields of study – including education, nursing, physical therapy, and occupational therapy.

Although separate application procedures are required for state-sponsored aid programs, information and guidance can be secured from the Office of Financial Aid Services.

Academic Scholarship and Financial Services Programs of The Sage Colleges

Russell Sage College awards nearly $6 million in financial assistance to students based on financial need and/or specific characteristics.

All scholarships are awarded without regard to financial need but rather on academic merit. As such, academic scholarships are competitive, with fewer winners than applicants.

Trustee Scholarship: The Trustee Scholarship is the highest level of academic merit scholarship awarded to full-time, first year students. The scholarship is renewable for three additional years provided the student maintains a minimum GPA of 3.0 and full-time status. ($16,000—$64,000 total possible award)

Presidential Scholarship: The Presidential Scholarship is an academic merit scholarship awarded to full-time, first-year students. The scholarship is renewable for three additional years provided the student maintains a minimum GPA of 3.0 and full-time status. (Up to $14,000 per year—$56,000 total possible award)

Dean’s Excellence Award: The Dean’s Excellence Award is an academic merit scholarship awarded to full-time, first-year students. The award is renewable for three additional years provided the student maintains a minimum GPA of 3.0 and full-time status. (Up to $12,000 per year—$48,000 total possible award)

Dean’s Award: The Dean’s Award is awarded on an annual basis to accepted, full-time, first-year students who display solid academic backgrounds. The award is renewable for three additional years provided the student maintains a minimum GPA of 3.0 and full-time status. (Up to $9,000 per year—$36,000 total possible award)

The Sage Colleges Alumnae/Alumni Scholarship: The Sage Colleges Alumnae/Alumni Award is awarded on an annual basis to enrolled, full-time students whose parents or grandparents graduated from one of The Sage Colleges. This award is in addition to any other merit scholarships for which the student may qualify. ($2,000 per year—$8,000 total possible award)

Phi Theta Kappa Award: The Phi Theta Kappa Award is awarded on an annual basis to accepted full-time Phi Theta Kappa members. This award is renewable for up to three years provided the student remains in good academic standing and maintains full-time status. A recommendation from the Phi Theta Kappa chapter advisor is required. (Up to $12,000 per year—$48,000 total possible award)

Transfer Excellence Award: The Transfer Excellence Award is an academic merit scholarship awarded to full-time transfer students who have been selected by the Russell Sage College Scholarship Committee. This award is renewable for up to three years provided the student remains in good academic standing and maintains full-time status. (Up to $9,000 per year—$36,000 total possible award)

Theatre Talent Award: Consideration is given to full-time, first-year Theatre or Musical Theatre majors who show outstanding promise in the performing arts. Students must have at least a "B” high school GPA in a challenging college preparatory program. This award is renewable for three additional years provided the student maintains a 3.0 and full-time status. ($5,000 per year - $20,000 total award)

Girl Scouts Award: Consideration is given to full-time first-year students who have successfully completed their Silver or Gold Award with the Girl Scouts of America. This award is renewable for three additional years provided the student maintains a 3.0 and full-time status. ($2,000 per year - $8,000 total award)

Allies Award: Consideration is given to full-time, first-year students who possess strong leadership qualities, and a commitment to encouraging communication and understanding among culturally diverse groups. This award is renewable for three additional years provided the student maintains a minimum GPA of 3.0 and full-time status. ($2,000 per year -$8,000 total award)

First Generation Award: Consideration is given to full-time students (first year or transfer) who are the first of their immediate family to attend college.This award is renewable for three additional years provided the student maintains a minimum GPA of 3.0 and full-time status. ($2,000 per year - $8,000 total award.)

International Student Award: The International Student Award is given on an annual basis to accepted students whose country of origin/citizenship is not the United States. This award cannot be combined with any other awards. Transfer students must have maintained a cumulative GPA of 3.0. ($5,000 per year - $15,000 total possible award) Applicants to the College must complete the Russell Sage College International Financial Statement to verify that the applicant has access to sufficient financial resources to attend the College.

No separate application is required for any of these scholarship awards. All student applicants are considered when reviewed for admission to the college.

Additional Scholarships

In addition to the above awards there are many other scholarships that are awarded by the Office of Financial Aid Services based upon specific qualifying criteria.

A. Lindsey and Olive B. O’Connor Foundation Endowed Scholarship For students enrolled in health science programs, with first preference to students from Delaware County, N.Y., and any balance to be used for students from Otsego, Schoharie, Ulster, Sullivan, Broome, Greene, or Chenango County.

Albany Medical Center Nursing Scholarship Up to $6,000 available to baccalaureate Nursing students who apply for, and are accepted as, AMCH scholarship recipients.

Anne Marie Kopecky Vidaver Endowed Scholarship To a student who plans to attend graduate school in a non-medical area. Preference given to a student who plans to go into a high risk or unconventional area of research dealing with plants or microorganisms.

Anne Gruver Robb ’51 Endowed Scholarship for Day Students For commuter students.

Anonymous Endowed Scholarship To needy and worthy students

Arthur and Rosalind Robinson Memorial Nursing Endowed Scholarship To a rising junior Nursing student from New York State with financial need, who has demonstrated interest and aptitude in clinical nursing and who has maintained a B average or above.

Barbara L. Provus Endowed Scholarship To women of color, preferably from the inner city. Awarded to an incoming first-year student who will continue to receive the scholarship throughout her four years at RSC provided that she maintains good academic standing and has continued financial need.

Bellevue Hospital Nursing Endowed Scholarship To a student who demonstrates academic and personal excellence, interest in women’s health, the promise of contributing to health related professions, and interest in working cooperatively.

Benjamin and Minnie Goldenberg Endowed Scholarship To full time students pursuing a major within the School of Education.

BRAE Endowed Scholarship To a student enrolled in the Nursing program, with preference to a student interested in a career in public health nursing.

Burdick Endowed Scholarship To a returning woman in need of financial assistance.

Catherine Hasbrouck Calhoun Endowed Scholarship To a student in the field of Physical Education, or in a substitute field for Physical Education, who is in need of financial assistance.

Charles E. Bessey Family Endowed Scholarship Awarded to undergraduate students with demonstrated need.

Class of 1934 Memorial Endowed Scholarship To be awarded to students who demonstrate academic excellence and character and leadership potential, as well as financial need.

Corporate Connection Scholarships offered by Capital Region companies to full-time students from the Capital Region entering their final year of study. To receive this scholarship students must have a minimum cumulative grade point average of 3.00, and reside in one of the following counties: Albany, Columbia, Montgomery, Rensselaer, Saratoga, Schenectady or Schoharie.

Doris Adams Ferguson ’53 Memorial Endowed Student Fellowship for Sociology To a rising junior or senior from the Department of Sociology and Criminal Justice with demonstrated financial need related to an internship, senior project or baccalaureate thesis.

Edith E. Robinson Memorial Scholarship To an Education major from New Jersey with demonstrated financial need.

Elizabeth Q. Ammerman Memorial Endowed Scholarship To a Physical Therapy student.

Esther Posselt Kokkins Endowed Scholarship Awarded to a rising junior demonstrating native intelligence, scholastic competence and application, a sense of values, character, personality, and promise for future usefulness to society.

Evelyn Grant Stearns Endowed Scholarship For general scholarship purposes.

Fred L. Emerson Social Service Endowed Scholarship To students from Central New York, with preference to those from Auburn, N.Y., enrolled in a baccalaureate program in Criminal Justice, Forensics, Health Policy and Society, Political Science, Psychology, Sociology, Nursing, Nutritional Science, Occupational Science, Communications, Creative Arts in Therapy, or Business Administration.

General Endowed Scholarship This fund provides for general scholarships on a need basis.

George and Leona Lewis Endowed Scholarship To outstanding graduate or undergraduate students majoring in Nursing or Physical Therapy.

George I. Alden Trust Endowed Scholarship To students from Massachusetts.

George Rauh and Marjorie Angus Rauh Endowed Scholarship To a first-year student majoring in English , to help pay for tuition, room and board, and books for the first year of attendance at the college.

Gicca-Coomes Memorial Endowed Scholarship To needy and worthy students from Troy or surrounding areas in New York State who remain in good academic standing.

Grace I. Van Dervoort Endowed Scholarship To a rising sophomore or junior majoring in Chemistry or Biochemistry with an impressive record of academic achievement.

Helen Carroll Endowed Scholarship To a graduate of Plattsburgh High School.

Helen E. Dean Endowed Scholarship To a rising sophomore, junior, or senior pre-medical student with proven financial need and in good academic standing. If there is no pre-medical student, the scholarship is to be awarded to a science student.

Helen McKinstry Memorial Endowed Scholarship General scholarship awarded to students of high character, citizenship, and academic achievement, and exemplifying those qualities of mind and spirit which President McKinstry believed essential to a successful and fuller life.

Helen Upton Memorial Endowed Scholarship To returning women students.

Howard James Radley Memorial Endowed Scholarship in English To students pursuing a baccalaureate degree in English or, if no such student can be identified, a student majoring in another area of the humanities. Awarded based on merit without regard to financial need.

Isabelle Wagner Taylor Endowed Scholarship To deserving students in the field of Psychology.

Josephine H. Seber Endowed Scholarship To graduates of Troy High School.

Legal Studies Scholarship To deserving students in the RSC 3+3 Legal Studies program.

Louis H. Gross Student Worker Endowed Scholarship To students who have made a significant contribution to the college as a result of their campus employment and who have demonstrated financial need.

Lillian A. Fischer Endowed Scholarship To a minimum of two recipients who are incoming first-year students from the greater Hartford, Conn. area.

Linda Thomas Franklin, RSC 1978 Scholarship in Nursing To a student enrolled full time in the Nursing program with preference given to minorities and then single parents.

Little Sister Endowed Scholarship To a rising junior with demonstrated need who has shown commitment to the growth of Russell Sage College and her fellow students.

Lula Ferris Radley Memorial Endowed Scholarship in Nursing To students pursuing a baccalaureate degree in Nursing, or, if no such student can be identified, a student pursuing a bachelor’s degree in another health sciences field. Award is based on merit without regard to financial need.

M. Grace Jorgensen Nursing Endowed Scholarship To a Nursing student who demonstrates academic and personal excellence, interest in women’s health, the promise of contributing to health related professions, and interest in working cooperatively.

Marion and LeRoy Brownell Endowed Scholarship To a rising senior majoring in Education who demonstrates both financial need and academic achievement.

Marion Rockwell C. Mason Endowed Scholarship For unrestricted general scholarship.

Marjorie Whitbeck Endowed Scholarship To a graduate or undergraduate student enrolled in the Business and Organizational Management major. Awarded on the basis of ability and promise, rather than need.

Mary Theresa Scudder Endowed Scholarship Unrestricted scholarship based on need.

Meyer and Pauline Edith Daniels Educational Endowed Scholarship To students with financial need who have completed the first year with a B average or better.

Mildred Gordon Davis Endowed Scholarship To students from the Greater Hartford, Conn., area.

Mildred Resnick Endowed Scholarship To be awarded to mature, returning students.

Nancy M. Hopfenspirger Endowed Scholarship Student in a major leading to a career in the professional areas of wellness and fitness. Preference will be given to a student studying Physical Education/Athletic Training.

Nancy Sothern Mueller Endowed Scholarship To students in the first three years of the Math/Engineering program with Rensselaer. Awarded on the basis of merit and renewable for up to three years, provided the recipient maintains a B+ GPA.

Nancy Wildes Dawson Endowed Scholarship To a sophomore enrolled in the Elementary Education program who has shown promise during her first year.

Opalka Family Scholarship To a student from Averill Park High School pursuing an Elementary Education degree.

Richard T. and Ada Pangburn Youngs Endowed Scholarship To undergraduate Nursing students with financial need.

Solon E. Summerfield Foundation Endowed Scholarship To a student who demonstrates financial need and a strong academic record, with first preference given to blind or visually impaired students.

Student Government Foreign Study Endowed Award To assist students with study abroad.

St. Peter’s Hospital Nursing Scholarship To a rising junior Nursing student who resides in Rensselaer County and who interviews for and agrees to accept a two year post-studies position at St. Peter’s Hospital.

Susan Ungerman Blackwell ’65 Memorial Endowed Scholarship in Education Awarded to worthy and needy students enrolled in the Education program.

Verizon Minorities in Education Endowed Scholarship To financially disadvantaged students from historically underrepresented groups who are majoring in education.

Verizon Endowed Scholarship for Communications To students studying Communication Arts who are working adults, disabled, disadvantaged, or part of a special needs group.

Wilhelm Endowed Scholarship To be awarded to students who have achieved the status of Kellas Scholar.

William James Delles Memorial Endowed Scholarship To rising junior or senior student(s) enrolled in one of the physical or biological sciences with proven financial need. Preference is given to a Chemistry major and/or a student from Schenectady County.

William Randolph Hearst Minority Endowed Scholarship To minority students with financial need from historically underrepresented/disadvantaged groups and who intend to live in the United States after completing their degree.