Cost + Aid

Tuition & Fees
Financial Aid
Scholarships

TUITION AND FEES

Tuition and Fees

The deposits, tuition, room, board and fees noted in the following sections are in effect for the 2008-2009 academic year and are subject to change without prior notice by The Sage Colleges Board of Trustees. All policy statements and other information detailed in the following sections reflect information current at the time of this publication.

Payments

All payments for tuition, room, board and fees are due in full by the following dates. Students that register beyond these payment deadlines are expected to pay in full at the time of registration.

Semester Payment Due Date
Summer Session I 2008 April 18,2008
Summer Session II 2008 June 13,2008
Summer Session III 2008 June 13,2008
Fall 2008 August 8,2008
Spring 2009 December 19,2008

Payments can be made at the Office of Student Services, which accepts cash, MasterCard, Visa, and money orders or checks payable to The Sage Colleges.

All student balances must be paid in full unless the student has been awarded financial aid sufficient to cover the outstanding balance or is enrolled in one of the Colleges payment plans. Students will be permitted to attend classes and utilize College facilities only after they have settled their financial obligations to the College. Any subsequent modification to an expected amount of financial aid or student loan remains the full responsibility of the student and must be paid in full by the student.

In addition to following application and verification procedures for financial aid, the students eligibility must be confirmed and the student must accept offered awards in writing before those amounts can be applied as payment against tuition and fees. Please note that loan programs require an extended period of processing before the loan amount is credited to the students account.

Failure to fully pay the students liability may result in the removal of registration from any or all classes. In addition, an unpaid financial obligation to the College will result in the withholding of the students grades, transcript of credits, diploma, and official reports and make the student ineligible for future financial aid awards, pre-registration, and resident room selections.

Employer Reimbursement

For students who receive full or partial reimbursement from employers, the Office of Student Services has established procedures that comply with both College and employer requirements. Authorizations from the agency or employer must be presented at the time of registration.

Deferred Payment Plans

The Sage Colleges offers a variety of low-cost payment options that allow parents and students to spread the cost of attendance over the period of enrollment. For additional information regarding payment plans, contact the Office of Student Services at 518-244-2201 (Troy) or 518-292-1781 (Albany).

Deposits

New and returning students must submit a non-refundable deposit as shown on the table below to participate in fall semester pre-registration and room lottery processes. This deposit is credited against the students tuition, room, board and fees.

Enrollment Deposits Amount Due Date
New Students
Residents $300 May 1
Non-residents (full-time) $200 May 1
Non-residents (part-time) $50 May 1
Returning Students
Residents $200 March 31
Non-residents (full-time) $100 March 31
Non-residents (part-time) $50 March 31

Health Insurance

All full-time students must maintain health insurance coverage for all semesters in which they are enrolled. Full-time students may purchase health insurance through The Sage Colleges. For additional information on this plan, contact the Office of Student Services at 518-244-2201 (Troy) or 518-292-1781 (Albany).

Optional Refund Insurance

Tuition, room, board and fees are not refundable. However, The Sage Colleges offers an optional insurance program that provides refunds for some of these costs in a variety of circumstances.This insurance coverage is specific to certain circumstances and it is recommended that parents and students carefully review the information, available from the Office of Student Services at 518-244-2201 (Troy) or 518-292-1781 (Albany).

Senior Citizen Tuition Discount

Senior citizens (65 and older) may audit a course at any of The Sage Colleges without a tuition charge, on a space-available basis. All applicable College fees still apply and are charged accordingly.

Sage Graduate School Discount

Students who graduate from the Sage College of Albany with a bachelors degree are given a 10% tuition discount for the first six credits of coursework taken through any of the part-time Sage Graduate School programs of study.

Tuition

Tuition charges are not refundable. Adjustments for withdrawals and other circumstances can be found in the Adjustments for Tuition, Room and Board Charges section. Full-time tuition allows a student to enroll for 12-18 credits in each of the fall or spring semesters. Students enrolled for fewer than 12 credits pay part-time tuition according to the course for which they enroll (Refer to the Russell Sage College, Sage College of Albany or Sage Graduate School catalog for tuition rates and fees.) Summer tuition rates are published each spring prior to course registration. During summer sessions all students pay tuition per credit hour according to the level (undergraduate and graduate) and discipline of the course.

Sage College of Albany (SCA) Tuition Per Credit Per Semester Per Year
Full-time, non-Physical Education majors (12-18 credits) $9,250 $18,500
Part-time (per credit hour) $610
Overload,per credit hour (more than 18 credits) $610
Audited courses (per credit hour) $100
SCA -Physical Education Majors Per Credit Per Semester Per Year
Full-time $8,100 $16,200
Part-time (per credit hour) $610
Overload,per credit hour $610
Sage Undergraduate Summer School Per Credit Per Semester Per Year
Per credit hour (non Nursing & non OT majors) $430
Nursing & OT majors, per credit hour (including summer clinicals) $560
Audited Courses see above SCA

Room Charges

The following room charges are not refundable. Refer to the Adjustments for Tuition, Room and Board section for information regarding adjustments to room charges due to a students withdrawal from the College or an approved leave of absence.

Albany Campus Per Semester Per Year
Double Occupancy $2,425 $4,850
Single Occupancy $3,050 $6,100

Board Charges

Undergraduate resident students must choose one of the following board plans. Non-resident students have the option of choosing a board plan. Non-resident students have the option of choosing a board plan. The following board charges are not refundable. Refer to the Adjustments for Tuition, Room and Board section for information regarding adjustments to board charges due to a students withdrawal from the College or an approved leave of absence.

Boarding Meal Plans - Albany Per Semester Per Year
15 Plus $2,250 $4,500
(Includes $50 munch money per semester)
Ten Plus $2,250 $4,500
(Includes $125 munch money per semester)
Seven Plus $2,095 $4,190
(Includes $150 much money per semester. )
The Seven Plus plan is not available to first year students

Declining Balance Meal Plans

The declining balance meal plans are designed to meet the dining needs of students living off campus. Established as a way to provide tax-free purchases on meals, the meal plans provide a 5% discount on all purchases and, depending on the meal plan chosen, may include bonus money.

Declining balance meal plans can be used to make purchases at any Sage Dining operation on the Troy or Albany campus. Declining balance meal plans are maintained on a students Sage ID card and work similar to a debit card. Only the person pictured on the ID card can use the funds on that card. If an ID card is reported lost and funds remain on the card, the funds can be transferred to a replacement ID card. With a commuter meal plan, students only pay for the meals they purchase, and balances can be used to purchase meals for guests.

Meal plans cannot be changed after the first week of classes, at which time all contracts become final and are non-refundable. Additions of $25 or more can be added at Dining Services throughout the semester and can be paid for in cash, check, Visa, or MasterCard. Additional deposits to a commuter meal plan are also eligible for the 5% discount and tax-free status.

Students enrolled in a declining balance meal plan for the fall semester will automatically be enrolled and billed for the same plan for the spring semester. If a student chooses not to participate in the spring or would like to change the amount of their meal plan for the spring semester, written notification to the Office of Residence Life must be received prior to the start of spring classes.

Balances remaining at the end of the fall semester will be added to the spring semester starting balance. However, balances remaining at the end of the spring semester may not be used to make bulk purchases. These balances are non-refundable in accordance with NYS tax regulations, and do not carry over to any future semester.

Declining balance meal plans may be purchased by contacting the Office of Residence Life at (518) 292-7711. For more information about both boarding and declining balance meal plans, please refer to the Sage College of Albany Dining Services home page.

Semester, Program, Activity and Other Fees

Semester Based Fees Per Semester Per Year
The following fees are not refundable or subject to adjustment after the first day of classes. These fees are charged accordingly and in addition to the previously stated tuition, room and board charges.
Comprehensive Fee (full-time students) $175 $350
Technology Fee (full-time resident students) $220 $440
Technology Fee (full-time non-resident students) $110 $220
Program Based Fees
Applied Art Fee (per credit) $25
Activity Based and Other Fees
The following fees are not refundable or subject to adjustment.
Orientation Fee (first time and first semester students) $200
Orientation Fee (transfer students) $150
Credit for Prior Learning (assessment fee) $150
Credit for Prior Learning (per credit fee up to a maximum of $1000 for 10 or more credits $100
Application Fee $30
Late Payment Fee $100
Transcript Requests $5
Placement Service File $5
Diploma $50
Vehicle Registration (before 12/31) $40
Vehicle Registration (between 1/1 and 4/30) $25
Vehicle Registration (after 5/1) $15
Returned Check Fee $25

Adjustments for Tuition, Room and Board Charges

A student who notifies the College of his or her withdrawal or leave of absence in writing, and in accordance with the Colleges withdrawal policy, is eligible for an adjustment to tuition, room and board charges in accordance with the following schedules. Non-attendance does not constitute a withdrawal from a class or the College.

Please note that any student receiving Federal (Title IV) financial aid may be required to return a portion of their aid to the granting agency if they separate from The Sage Colleges prior to the end of a semester. Any adjustment for tuition, room, or board charges may be less than the amount of aid that must be returned and may create a liability to the College that must be paid by the student.

The date of official academic withdrawal as recorded by the Registrars Office is the basis of adjustments for tuition, room and board charges. It is important that the student adhere to the following processes to ensure that the correct adjustment is applied to their account.

To withdraw from a class

To withdraw from a class, the student must complete the necessary forms and submit them to the Office of Student Services (necessary forms are available from Student Services).

To withdraw from the College or request a leave of absence

To withdraw from the College or to request a leave of absence, all resident and non-resident students must complete the necessary forms and submit them to the Office of Campus Life. Students required to withdraw from a class or the College for disciplinary reasons are not entitled to any adjustment to tuition or room charges.

Tuition adjustment schedule for classes that meet regularly throughout a semester
Withdrawal Date Adjustment
Prior to the start of the second week of classes 100 %
Prior to the start of the third week of classes 75 %
Prior to the start of the fourth week of classes 50 %
Prior to the start of the fifth week of classes 35 %
Prior to the start of the sixth week of classes 25 %
After the start of the sixth week of classes 0 %
No adjustments will be made after the start of the sixth week of classes
Tuition Adjustment Schedule For All Other Classes, Including Summer Session Classes or Those That Do Not Meet Regularly Throughout a Semester
Withdrawal Date Adjustment
Prior to the start of the fourth class hour 100 %
Prior to the start of seventh class hour 75 %
Prior to the start of 10th class hour 50 %
Prior to the start of 13th class hour 35 %
Prior to the start of 16th class hour 25 %
After the start of the 16th class hour 0 %
No adjustments will be made after the start of the sixteenth class hour
Room Adjustment Schedule
Withdrawal Date Adjustment
Prior to the start of the second week of classes 100% (less $200 contract breakage fee)
After the start of the second week of classes 0 %
No adjustments will be made after the start of the second week of classes.
Board Adjustment Schedule
Withdrawal Date Adjustment
Prior to the first day of classes 100 %
Prior to the start of the second week of classes 85 %
Prior to the start of the third week of classes 80 %
Prior to the start of the fourth week of classes 70 %
Prior to the start of the fifth week of classes 65 %
Prior to the start of the sixth week of classes 60 %
Prior to the start of the seventh week of classes 50 %
Prior to the start of the eighth week of classes 45 %
Prior to the start of the ninth week of classes 40 %
Prior to the start of the 10th week of classes 30 %
Prior to the start of the 11th week of classes 25 %
Prior to the start of the 12th week of classes 20 %
Prior to the start of the 13th week of classes 10 %
After the start of the 13th week of classes 0 %
No adjustments will be made after the start of the thirteenth week of classes

Financial Aid

To assist students and parents in meeting the costs of an education at Sage College of Albany, the Office of Financial Aid Services offers a variety of scholarship, grant, loan and employment programs. These programs are sponsored by federal, state and private sources. Additionally, a commitment of more than $5 million from The Sage Colleges is provided to assist students. Most assistance is based on financial need, which is the difference between the cost of education and the estimated contribution of the student and family (Estimated Family Contribution or EFC). The EFC is determined through a measurement of family resources that is consistent for all applicants and is a reflection of the first principle of college financial aid: The student and family have primary responsibility for meeting college expenses.

In addition to aid awarded on the basis of need, Sage College of Albany sponsors a number of scholarship programs that recognize academic achievement, talent, and other individual characteristics. Private organizations, societies and agencies also make available grants and other awards for individuals who meet their eligibility criteria. Secondary school guidance offices, public libraries, and websites are the best sources of information about private scholarship opportunities.

Eligibility

Those seeking consideration for aid must be enrolled as degree- or certificate-seeking students on at least a half-time basis (six credit hours per semester for undergraduates) to qualify for most financial aid programs. Most grants and scholarships provided directly by Sage College of Albany require full-time attendance. United States citizenship or permanent resident status is also required for all programs. It should also be noted that federal and state legislation frequently modifies requirements and eligibility standards for financial aid.

Application Procedures

Because financial aid is awarded on an annual basis, these application procedures must be followed each year. While admission is not required to initiate an application for financial aid, new students will not receive confirmation of their status until the Office of Financial Aid Services is notified that the admission process is complete.

  • The Free Application for Federal Student Aid (FAFSA) should be completed as soon as possible after January 1, but no later than March 1, preceding the academic year for which assistance is requested. The form is available in high school guidance offices and from college financial aid offices. Students are requested to file the FAFSA online at http://www.fafsa.ed.gov/. Electronic filing is an accurate and fast means of filing for financial aid. When filing electronically, New York State residents may file for TAP at the same time (see below).
  • New York State residents should also complete the application for the Tuition Assistance Program (TAP). The New York State Higher Education Services Corporation will mail this form to your home if you opt not to file electronically.
  • Applicants and their parent(s) (when the applicant is dependent), must submit all pages of completed tax forms upon request by the Office of Financial Aid Services. A verification worksheet must also be submitted when requested. Failure to complete the verification process prior to the start of the academic year may result in the loss of institutional grants.

Conditions of Financial Aid Awards

Terms and Conditions

  • All aid is awarded on an annual basis and aid amounts are credited to student accounts for each semesters charges.
  • Refunds of any excess credit will be made approximately halfway through each term through the Office of Student Services. Refunds are generated when the student account reflects a credit balance resulting from direct payments and/ot the posting of financial aid.
  • Earnings from student employment are paid bi-weekly directly to the student. Therefore, awards from college work-study should not be included in calculations to determine a students account balance.
  • Since aid is awarded on the basis of annual financial information from students, and college costs change each year, financial aid awards may vary depending on the changing circumstances.
  • Outside sources of assistance such as private scholarships and Vocational and Educational Services for Individuals with Disabilities (VESID) must be reported to the Office of Financial Aid Services. Financial aid already awarded could be modified as a result.
  • All awards of federal and state aid are tentative, pending approval and receipt of funds from the source.
  • Costs on which financial aid eligibility is calculated include direct expenses (such as tuition, fees, and room and board for resident students) and indirect expenses (such as books, supplies, personal and incidental expenses, and transportation and home maintenance for commuting students).
  • Returning students are expected to file the FAFSA by May 1 preceeding the academic year for which assistance is requested. Students filing after May 1 may not be eligible for institutional grants previously awarded.
  • Students receiving institutional academic scholarships are required to maintain a cumulative grade point average of of 3.00 to continue receiving these monies.

Satisfactory Academic Progress for Institutional and Federal Awards

Continued eligibility for most forms of financial aid requires students to achieve specific quality (grade averages) and quantity (credits earned) standards. Below are the academic standards which must be met to comply with federal and institutional requirements. Academic progress is monitored by the Office of Financial Aid Services through established institutional guidelines.

Baccalaureate Degree Students
Semester Grade Point Required Credits To Be Completed
1 1.00 6
2 1.25 15
3 1.50 22
4 2.00 30
5 2.00 40
6 2.00 51
7 2.00 61
8 2.00 72
9 2.00 84
10 2.00 96
11 2.00 109
12 2.00 122

Undergraduate full-time status equals 12 or more credits per semester. Federal or institutional aid recipients enrolled less than full-time are required to meet these standards on a basis proportional to their enrollment status. For transfer students, satisfactory academic progress will be measured by equating transfer credits accepted by Sage to the number of cumulative credits earned, as indicated on the above chart.

An incomplete grade in a course will count as an equivalent failing grade. When the incomplete grade is updated, satisfactory academic progress will be reevaluated. Courses from which a student has withdrawn will count as an equivalent failing grade. Non-credit remedial courses will not be included in any part of the satisfactory academic progress calculation.

Students failing to make satisfactory academic progress will lose eligibility for federal and institutional financial aid. They may appeal if they believe that special circumstances have affected their academic performance. The appeal must be in writing and submitted with appropriate documentation to the Director of Financial Aid.

A student may regain satisfactory academic progress by attending Sage for a semester without the benefit of federal and institutional financial assistance and improving academic performance to meet progress standards.

Satisfactory Academic Progress for New York State Aid

To be eligible, and remain eligible, for the Tuition Assistance Program (TAP), students must:

  • be a full-time (12 credits or more per semester) and matriculated student at each level of study, and
  • maintain good academic standing by meeting program pursuit and satisfactory academic progress requirements as detailed below.

Program Pursuit is defined as:

  • completion of at least six credits during each term of study in the first year for which an award is received; or
  • completion of at least nine credits during each term of study in the second year for which an award is received; or
  • completion of at least 12 credits during each subsequent term for which an award is received.
Before being certified for this payment A student must have accrued at least this many credits With at least this grade point average
First 0 0.00
Second 3 1.10
Third 9 1.20
Fourth 21 1.30
Fifth 33 2.00
Sixth 45 2.00
Seventh 60 2.00
Eighth 75 2.00

Major Sources of Financial Aid

Federal Programs

Federal Pell Grants Up to $4,310 per academic year, with prorated lower amounts for less than full-time enrollment status. These awards are completely need-based and available only to undergraduates who have not previously earned a baccalaureate degree.

Federal Supplemental Educational Opportunity Grants (FSEOG) Up to $4,000 annually for undergraduate study. These grants are available to students with high financial need who are eligible for a Pell Grant.

Federal Work Study Student employment funded by Sage and the federal government. The jobs are in a variety of areas, primarily on campus (examples are the libraries, campus centers, offices, and departments), usually limited to 10 hours per week, and generally pay at the federal minimum wage or slightly higher.

Federal Perkins Loans federally funded, need-based loans. The amounts are determined by the Office of Financial Aid Services and cannot exceed $4,000 each year, or $15,000 for an entire program leading to a baccalaureate degree. The interest rate is fixed at 5 percent. Given allocation restrictions, Perkins Loans are not available for students who have attained junior and senior class status.

Federal Subsidized Stafford Loans Available through banks and other lending institutions. For undergraduate students, these loans range from $3,500 to $5,500 annually, based on the students class level. Insurance and origination fees of approximately 3 percent are removed from the gross amount before disbursement. For students demonstrating financial need, the loan is subsidized, with interest paid by the U.S. Department of Education during school enrollment. The interest rate is variable but cannot exceed 8.25 percent.

Federal Unsubsidized Stafford Loans Available to students who do not demonstrate need or to independent students who are eligible for an additional Federal Unsubsidized Stafford Loan. The loans are available through banks and other lending institutions. Eligible independent undergraduate students may borrow either $4,000 or $5,000, depending upon their class level. Interest must be paid by the student during school enrollment.

Federal Plus Loans Available to parents of dependent students, with the maximum amount available calculated as the cost of education less any financial aid received. These loans are not need-based and interest is paid from the time the loan is disbursed. The interest rate is variable but will not exceed 9 percent.

Alternative Loan Programs Offered through lenders to assist students with the cost of education. The yearly limit on an alternative loan is equal to the cost of education minus available financial aid. To receive an alternative loan, students will, more than likely, need to be creditworthy. The lender may also require a cosigner. Information on this option is available through the Office of Financial Aid Services.

Veterans Administration Benefits Available to those with at least 180 days of continuous active duty between 1955 and 1976. Assistance is in the form of monthly stipends and is dependent on enrollment status. Details can be secured from the Office of the Registrar.

Ombudsman When reasonable efforts through other channels have not resolved a dispute or problem regarding federal education loans, students can contact the Student Financial Assistance Ombudsman. The U.S. Department of Educations Ombudsman Office can propose solutions that may help students and other parties come to a final agreement, although an ombudsman cant reverse a decision or take sides. Reach the ombudsman at:

1-877-557-2575
www.ombudsman.ed.gov
Office of Ombudsman
Student Financial Assistance
Room 3012, ROB #3
7th & D Streets, SW Washington, D.C. 20202

State Programs

Tuition Assistance Program (TAP) Up to $5,000 per year for undergraduate full-time students who have been New York State residents for at least one year. TAP awards are based on the net taxable income of the family and are renewable for four years of baccalaureate study. Students in the Higher Education Opportunity Program or in approved five-year curricula may receive TAP awards for one additional year.

Aid for Part-Time Students (APTS) New York State grant available to students carrying from three to 11 credit hours per semester and who are able to demonstrate need for assistance. To be eligible, individuals must be matriculated in a degree-granting program. Acceptance of an APTS award will reduce lifetime TAP eligibility.

Higher Education Opportunity Program (HEOP) Available to educationally and economically disadvantaged residents of New York State. In addition to extensive financial assistance, students receive counseling, tutoring, and assessment support throughout their years at Sage. A five- or six-week summer program prior to the first year of enrollment is required of students who qualify. Eligibility is determined on the basis of academic background and family income.

Miscellaneous New York State administers assistance programs for children of deceased or disabled veterans, deceased corrections officers, and deceased firefighters. Direct grants are available to Vietnam-era veterans.

Native Americans may be eligible for assistance for undergraduate study from both New York and federal sources.

New York State also provides grants and scholarships to students who concentrate in specific fields of study including education, nursing, physical therapy, and occupational therapy.

Although separate application procedures are required for state-sponsored aid programs, information and guidance can be secured from the Office of Financial Aid Services.

Scholarships

Sage College of Albany provides various scholarships to both students with financial need and students of high promise.

The following scholarships and awards are available to incoming first year students who have demonstrated academic achievement. Students are eligible to receive only one scholarship or award, which is renewable for three additional years, provided the student remains full-time and maintains above a 3.0 GPA. All applicants are evaluated for a scholarship when reviewed for admission and no separate application is required. It is up to the discretion of the Scholarship Committee to determine award levels.

Trustee Scholarship: To be considered for this award, students must be valedictorian or salutatorian of their graduating high school class or a National Merit Scholar finalist.

Presidential Scholarship: Consideration is given to applicants who have completed a college preparatory program, achieved a minimum combined SAT score of 1100 or ACT composite scores of 24, ranked in the top 20% of their class with a GPA of A or higher. Recipients of this scholarship will be invited to participate in our Honors Program.

Deans Excellence Award: Consideration is given to applicants who have completed a college preparatory program, achieved a minimum combined SAT score of 1050 or ACT composite score of 23, and ranked in the top 30% of their class with a GPA of B+ or higher.

Deans Award: Consideration is given to applicants who have completed a college preparatory program, achieved a minimum combined SAT score of 1000 or ACT composite score of 21, and ranked in the top 40% of their class with a GPA of B or higher. (Up to $5,000 per year - $20,000 total possible award)

The following are available to incoming transfer students who have demonstrated academic achievement. Students are eligible to receive only one scholarship or award, which is renewable for two additional years, provided the student remains full-time and maintains above a 3.0 GPA. All applicants are evaluated for a scholarship when reviewed for admission and no separate application is required. It is up to the discretion of the Scholarship Committee to determine award levels.

Transfer Excellence Scholarship: Consideration is given to transfer student applicants who have maintained a cumulative GPA of 3.0. This scholarship is renewable for two additional years provided the student remains in good academic standing and maintains full-time status. Students who matriculate into Sage College of Albanys Sage After Work are not eligible for this scholarship.

Phi Theta Kappa Award: Consideration is given to full-time transfer applicants who are members of Phi Theta Kappa and have maintained a cumulative GPA of 3.0. This scholarship is renewable for two additional years provided the student remains in good academic standing and maintains full-time status. Students who matriculate into Sage College of Albanys Sage After Work are not eligible for this scholarship.

Students may receive one of the awards listed below in combination with merit based scholarships.

Sibling Discount Program: $1,000 tuition discount per sibling as long as both are matriculated, full-time Sage College of Albany or Russell Sage College students. Sage After Work and Sage Graduate School students are not eligible. The discount can be coupled with any of the other awards.

Helen R. Staley Scholarship in the Humanities: To a well-rounded Albany High School graduate who shows promise, has demonstrated involvement in community service and/or extracurricular activities, and intends to complete a degree in Liberal Studies.

Josephine H. Seber Endowed Scholarship: To graduates of Troy High School.

NYS Federation of Home Bureaus Endowed Scholarship: To a student in the Legal Studies or Computer Science program. Student must reside in a county in which there is an organized chapter of NYS Federation of Home Bureaus and must have a GPA of at least 2.5.

Roberta Robinson Endowed Scholarship: This scholarship is given to Sage College of Albany Graphic Design majors.

SCA Fine Arts Endowed Scholarship: To be awarded to art students at SCA.

Solon E. Summerfield Foundation Endowed Scholarship: To a student who demonstrates financial need and a strong academic record, with first preference given to a blind or visually impaired student.

Verizon Endowed Scholarship for Communications: To students who are working adults, disabled, disadvantaged, or part of a special needs group and who are studying communication arts.

Please refer questions on these scholarships to the Office of Financial Aid Services at (518) 292-1783.