Health Insurance

All full-time students at The Sage Colleges must maintain health insurance coverage for all semesters in which they are enrolled.

  • Full-time students at Russell Sage College and Sage College of Albany are charged for health insurance as part of their fees associated with tuition for their first full-time semester per academic year.
  • This fee can be waived if the student has health insurance coverage independent from The Sage Colleges.
  • Please click for purchase and waiver information.
  • Full-time School of Professional and Continuing Education and Sage Graduate School students can purchase the health insurance directly from our insurance carrier by visiting the following website: http://ajfusa.com/ajfusa/help_college_students.php

With the Student Resources Mobile App, College Students that have either enrolled in the Student Healthcare Plan through their college or online through www.uhcsr.com, can use their handheld device to access ID Cards images, search for Providers or view claims. https://www.uhcsr.com/SelfServiceSupport/Students/IdCards.aspx

 A quick look at your Student Health Insurance Options:

  Parents Health Insurance Plan Sage Sponsored Health Insurance- United Health Care Individual Health Insurance Plan
Who’s Eligible? All persons under age 26 whose parents have coverage through a plan that offers coverage to dependents (which most do).  Also, under some circumstances, persons may remain on a family policy as a dependent until they are 30.  All Sage students

Everyone may currently enroll directly with health insurance companies operating in New York but the coverage is very expensive often costing $1000.00 or more a month. 

Beginning on January 1, 2014, individuals not offered coverage through an Employer that meets “Minimum Essential Coverage” and affordability requirements, will be able to purchase coverage through the NY Health Benefits Exchange.  Low and middle-income individuals will receive substantial financial assistance to make coverage affordable.

Cost? Varies $933 annual Varies
How do I sign up? Talk to your parents’ insurance company or employer.  If you are older than 26 and are interested in staying on as a dependent, ask about the “Age 29 Make-Available Option” and the “Young Adult Option.”

Full-time students at Russell Sage College and Sage College of Albany are charged for health insurance as part of their fees associated with tuition for their first full-time semester per academic year.

This fee can be waived if the student has health insurance coverage independent from The Sage Colleges.

Contact Student Services for more information.

Open enrollment for coverage through the Health Benefits Exchange started October 1, 2013.

You can apply for Marketplace coverage three ways: online, by mail, or in-person with the help of a Navigator or other qualified helper. Telephone help and online chat will be available 24/7 to help you complete your application.


Visit www.hcdiny.org or call 518 462 7040 to explore your options!