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  • Use this calculator to determine the amount of money that you will either receive from your loan, or the amount you need to request after the loan origination fee. All amounts are represented in U.S. dollars.

    Current Rates

    For loans disbursed on or after October 1, 2020 and before October 1, 2021:

    Origination
    Fee Rate
    Stafford Loan1.057%
    Parent PLUS/Grad PLUS Loan4.228%
    Choose a loan type


    Calculate the amount


    Amount Awarded
    Fee*
    Amount Received
    Amount Needed
    Fee*
    Request Amount
    * The origination fee is charged by the Department of Education for each federal student loan you receive. It is a percentage of the total loan amount you are borrowing (request/awarded amount). The loan fee is deducted proportionately from each disbursement of your loan. This reduces the actual loan amount you receive (needed/received amount). The specific loan fee that you are charged will be included in a disclosure statement you will receive after the first disbursement of your federal student loan. You will be required to repay the request/awarded amount.